Money and banking — practice question

The table sets out information on four financial institutions. Which one is most likely to operate as a commercial bank?

• Ait is the government’s bank: no; it is owned by shareholders: no
• Bit is the government’s bank: no; it is owned by shareholders: yes
• Cit is the government’s bank: yes; it is owned by shareholders: no
• Dit is the government’s bank: yes; it is owned by shareholders: yes